C.A.I Financial is a Canadian private lending company that specializes in Reciprocal lending programs. We stand out from other private lenders because we offer the lowest interest rates, flexible payment schedules, monthly statements and our custom software used to determine the value of your collateral. Our unique Reciprocal lending program works in your favour, allowing you to maintain the title on your collateral throughout your loan contract. Furthermore, we do not penalize our clients for paying their loans early. Our process is built on trust and fairness, the way it should be.